Bryan, Garnier & Co advises Credit Agricole on the disposal of FIA-NET to Oney, creating the French leader in online trust and anti-fraud solutions

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Paris, September 9th, 2016 – Bryan, Garnier & Co has advised Crédit Agricole Group, on the disposal of FIA-NET, the French leader in e-commerce trust and anti-fraud solutions. By acquiring this activity and combining it with its well recognized online security solution SELLsecure, Oney aims at becoming a world leader in online trust and security. 

The joint offer of SELLsecure and FIA-NET brings together an unmatched user base and unique expertise, thus strengthening Oney’s leading position in the French Market. The complementarity of both solutions will enable e-merchants to enhance customer journey fluidity and thus improve conversion rates.

Since its launch in 2000, FIA-NET provides innovative services and trust solutions for e-commerce players. The company has developed 3 key products: Certissim, “Sceau de Confiance” FIA-NET, and TULIPE, an official document fraud prevention tool. FIA-NET employs 120 people in France and is currently focusing its R&D efforts on machine learning.

Launched in 2012, Oney Tech is a subsidiary of Oney which commercializes SELLsecure, a recognized brand in online payment security. Headquartered in France, with a presence in Belgium and Spain, its offering is based on three key products, highly recognized by the market: SELLsecure Global (Internet transaction scoring), SELLsecure ID (Click & Collect security) and SELLsecure Review, a recent solution dedicated to merchants.

This transaction falls within Oney’s development acceleration strategy in France and abroad. “Customer journey simplification and enrichment is a key challenge for e-merchants and a priority for Oney. Thanks to our expertise, we benefit from unique know-how to help them face these challenges. The synergies with FIA-NET and our shared culture of innovation will enable us to provide our customers with tailored solutions.”

Thibaut De Smedt, Partner at Bryan, Garnier & Co, adds: “We are proud to have advised Credit Agricole Group and to have identified the ideal strategic partner for FIA-NET. We are convinced that the combination of FIA-NET and SELLsecure will enable Oney to develop a world-leading player in online anti-fraud technologies”.

Sell-side advisors

M&A Advisor: Bryan, Garnier & Co (Thibaut De Smedt, Griffin Woollgar)

Legal Advisor: De Pardieu Brocas Maffei (Frédéric Keller, Grégoire Balland)

About Oney

Founded in 1983, Oney Banque Accord is now present in 11 countries (France, Poland, Hungary, Italy, Spain, Portugal, Russia, Malta, China, Romania and Ukraine) and has 2,300 employees throughout the world, including 900 in France. Oney helps our merchant partners across all sales channels to redefine and optimize their customer experiences by capitalizing on our dual role as a banker and a merchant. Oney leverages its innovative technology, mastery of e-banking and payment solutions, customer knowledge, and understanding of new modes of consumption to help its partners provide their customers with more streamlined, secure, cross-channel, and innovative buying experiences. Since July 1st 2016, Oney has replaced the name Banque Accord in France becoming the unique group brand.


About Oney Tech 

Founded in 2012, Oney Tech is a subsidiary of Oney which commercializes the SELLsecure brand, a unique Internet transaction security solution. SELLsecure provides e-merchants with real-time anti-fraud protection based on predictive technology combining electronic verification tools and specialized fraud analysts.

SELLsecure offers a different vision of fraud: tailored assistance and a dedicated technology, dividing the fraud rate by 5 and boosting revenue by increasing the transaction success rate.

SELLsecure offers a broad range of products and assistance adapted to all needs: SELLsecure Global, SELLsecure ID, SELLsecure Review.

SELLsecure obtained CNIL authorization in December 2013.


Launched in 2000, FIA-NET provides innovative services to imagine and build the future of e-commerce and commerce. Since its launch as a start-up, FIA-NET has gained a position as the French leader of online transaction trust and anti-fraud solutions.

FIA-NET’s offering includes three products: Certissim (payment card fraud detection), le “Sceau de Confiance” FIA-NET (user-generated feedback) et TULIPE (official document fraud deterrence).


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